Qualify for a mortgage on an investment property based on the properties profitability.

DSCR or debt service coverage ratio is the relationship of a property’s annual net operating income (NOI) to its debt service, including principal and interest payments.

We use the DSCR to calculate how much funding can be supported by the cash flow generated from the property. Your own personal income will not be considered on this commercial mortgage product.

Choose American Bay Financial to provide you with the best rates on your DSCR mortgage loan.