VA Loans: Zero Down, Real Savings for Those Who Served
No down payment for eligible borrowers, competitive rates, and no monthly PMI.
Honoring Your Service with Homeownership
$0 Down Payment
No Monthly PMI
Competitive Rates
VA Loan Benefits
VA loans offer unmatched benefits for eligible service members, veterans, and their families.
Who Qualifies for VA Loans?
VA loans are available to eligible service members, veterans, and qualifying family members.
- Active duty military personnel
- Veterans with qualifying service
- National Guard and Reserve members
- Surviving spouses of service members
- Certificate of Eligibility (COE) required
- Primary residence occupancy requirement
Need Your Certificate of Eligibility (COE)?
We can help you obtain your COE quickly through the VA's online portal or by submitting Form 26-1880. This is typically one of the first steps in the VA loan process.
Why ABF for VA Loans
Veteran-First Process
- Deep understanding of VA loan requirements and benefits
- Experience with VA appraisal process and requirements
- Help structure competitive offers that sellers accept
- Smooth communication with real estate agents and sellers
- Respect for your service and commitment to excellence
We understand the unique challenges military families face, from PCS moves to deployment schedules. Our veteran-first approach ensures you get the respect, service, and results you've earned through your service to our country.
VA Loan Scenarios
Common ways veterans and service members use their VA loan benefits.
Key Benefits:
- $0 down payment
- No PMI
- Competitive rates
- Seller can pay closing costs
Key Benefits:
- Minimal documentation
- No appraisal often required
- Lower rates
- Reduce monthly payment
Key Benefits:
- Up to 100% LTV
- Competitive cash-out rates
- No PMI
- Flexible use of funds
Key Benefits:
- Reuse VA entitlement
- Quick processing
- Remote closing options
- Military-friendly service
Ready to Use Your VA Benefits?
Get your free VA loan quote and see how much home you can afford with $0 down.
VA Loan FAQ
Get Your FREE VA Loan Quote
See your VA loan options with $0 down and no PMI.